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  • Insurance

    J-1 Scholars and J-2 Dependents

    Student Assurance Services provides medical insurance to J-1 scholars and their J-2 dependents beginning 08/05/2015. It is extremely important to know how to use this insurance to ensure injuries and illnesses can be covered. Scholars/dependents are responsible for all  medical costs not covered by insurance. Expect to pay some fees each time you use your insurance.  Unpaid healthcare bills can cost thousands of dollars that will be your responsibility. Additionally, unpaid medical bills may be sent to a collections agency and may even impact future visits to the U.S.

    Scholars and their dependents cannot use UWL's Student Health Center. Information on how to find a healthcare facility can be found under the Preferred Provider Directory below. It is very important to bring your insurance card each time you visit a healthcare facility and ask that a copy of your insurance card be made for their records. Also, ask if there are any forms you need to sign to make sure the healthcare facility can send your information to Student Assurance Services. If you have questions about what is covered by Student Assurance Services, please review the quick coverage guide  and coverage brochure


    Preferred Provider Directory  - Health EOS Plus or Multiplan

    Preferred Pharmacy Directory  - Catamaran

    For assistance and questions about insurance benefits, lost insurance cards, claim status, or claim processing contact the Plan Administrator:


    Student Assurance Services, Inc. (SAS)

    Post Office Box 196

    Stillwater, MN 55082-0196

    Phone: (800) 328-2739


    Bills must be submitted within 90 days after the date of the injury or illness, or as soon as reasonably possible. Information to identify the insured must be provided and should include: scholar's name, local address, social security number, birthdate, and name of school.

    *If a J-2 dependent is enrolled as a UWL student, a Health Center Fee will be automatically included in the student bill and the student will have access to the Student Health Center. Additional information can be found at