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  • Off campus housing

    Rent Smart

    This is a six hour course that is designed to provide practical education to help potential renters to both acquire and keep decent housing. It helps individuals who are likely to have trouble getting rental housing due to lack of experience or poor rental history, including evictions. Participants will receive a workbook and a certificate upon completion. 

    Renting
    Finding a place to live in a college town is difficult with the amount of turnover. Here are some great local sites to get your search started:
    The university does not own any apartments so all off-campus housing involves a rental agreement with a landlord.  There are many apartments around the campus area, many within walking distance from the campus.  Currently students also have free access to the city bus with their student ID. 

    The Office of Residence Life posts off campus housing at the website listed below: 

     You can call 608.785.8076 to get general information.

    Avoiding Rental Scams can be difficult. Unfortunately, scammers are always looking for a quick way to get money and college students seem to be among their favorite targets. Follow the link for some quick tips about how to avoid being a target.

    Renters Insurance is a great way to protect yourself, is relatively inexpensive, and is usually pretty cheap. UWL alum, Scott Bramwell, shares his story in Renters: Get insurance! and will explain why it is so important to have renters insurance. 

     

    rent

    Housing...And Managing to Pay For it!

    Housing Infographic

    Take a look at this graphic to see what kind of expenses you'll be facing in your new living space, as well as how to avoid some of those little things that cost a lot over time.
    Housing Infographic
    Renting an apartment

    Other Places to Find Apartments

    Rental listings.

    Search engines.

    Signs and adds posted on and around campus.

    In the yellow pages under apartments.


    Some tips before you rent

    Be sure you've read and understand the lease before signing. Here is a guide to some costly mistakes.

    Remember who you live with is as important as where you live, so be sure to ask potential roommates questions about lifestyle to find a suitable roommate.

    Make sure your finances is in order. Finances are the leading cause in roommate disagreements, bill discrepancies, eviction, and many other matters related to renting. Use this budget guide to help you organize your finances. Compare the costs involved with moving off campus by viewing our Off vs.On Campus Costs prezi. 

    Before you move into the apartment, do a thorough check-in including filling out a detailed inventory of the premises. Some landlords provide a form but if they don't, make sure you create your own rental Rental condition checklist.

                 Rental Checklist

     

    View IMC!'s  Rent Smart Prezi

     

    Know Your Rights As A Tenant:

     

     

    Landlords

     

    These 10 items CANNOT be part of your renting agreement. If so, the lease is null and void.

    Ten Deadly Sins of a Lease

     

    Additional renting information, knowing your rights and filing complaints:

    If you encounter problems or want someone to help you review your lease, the UWL Student Association has made arrangements for free legal consultation for students.  Free legal advice is provided by attorneys sponsored and paid for by the UWL Student Association.  Currently enrolled students may make 15 minute appointments by calling 608.785.8062 or by stopping in the Student Life Office, room 149, Graff Main Hall.  An attorney will be on campus for a short time on each Tuesday and Wednesday that classes are in session during fall and spring semesters.  They are available to meet with students occasionally during summer term. Appartments
    Living with a roommate

    Set clear expectations

    It is important to have clear understanding of what financial obligations you are agreeing to when deciding to live with a roommate.  Keep in mind that if your roommate cops out of a payment obligation, the responsibility will ultimately fall to you and any other roommates.  So choose your roommates carefully. Make sure to make an agreement on each of your responsibilities. (Sample roommate agreement below).

     Roommate Agreementdealing with roommates

    Hash out your finances

    Set clear expectations about who is paying what.  Define things like gas, heat, water, cable, and internet.  Make sure everyone know who's paying what, how much and when.

    Keep communication channels open

    Have regular meetings to discuss any issues you or your roommates may have with your current arrangement.  Lack of communication can lead to anger and passive aggression.


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    Interesting Facts 

    The average National Student Loan Debt is $33,000.

    Average Student indebtedness in the state of Wisconsin is $28,128.

    The Average Student indebtedness at UWL is $28,083.


    84% of college students have a credit card.  50% of them have 4 or more.


    Value of money converted to time:

    1 million seconds ago was 12 days ago.

    1 billion seconds ago was 32 years ago.

    1 trillion seconds ago was 32,000 years ago,  prehistory.


    To load a trillion dollars on a train: If we loaded box cars with $1 bills, each car 50 feet long, we could get $65 million in each car. It would take a train 240 miles long to haul the trillion dollars.


    $67,000,000,000 in student loans were in default in 2011.


     

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