This is a six hour course that is designed to provide practical education to help potential renters to both acquire and keep decent housing. It helps individuals who are likely to have trouble getting rental housing due to lack of experience or poor rental history, including evictions. Participants will receive a workbook and a certificate upon completion.
Renters Insurance is a great way to protect yourself, is relatively inexpensive, and is usually pretty cheap. UW-L alum, Scott Bramwell, shares his story in Renters: Get insurance! and will explain why it is so important to have renters insurance.
The university does not own any apartments so all off-campus housing involves a rental agreement with a landlord. There are many apartments around the campus area, many within walking distance from the campus. Currently students also have free access to the city bus with their student ID. Use this budget guide to help you with your finances.
As you begin to look for an apartment here are some things to keep in mind:
The Office of Residence Life posts off campus housing at the website listed below:
Guide for Living Off-Campus
You can call 608.785.8076 to get general information.
Signs and adds posted on and around campus
In the yellow pages under apartments
Be sure you've read and understand the lease before signing.
Remember who you live with is as important as where you live, so be sure to ask potential roommates questions about lifestyle to find a suitable roommate.
Before you move into the apartment, do a thorough check-in including filling out a detailed inventory of the premises. Some landlords provide a form but if they don't, create your own.
It is important to have clear understanding of what financial obligations you are agreeing to when deciding to live with a roommate. Keep in mind that if your roommate cops out of a payment obligation, the responsibility will ultimately fall to you and any other roommates. So choose your roommates carefully.
Set clear expectations about who is paying what. Define things like gas, heat, water, cable, and internet. Make sure everyone know who's paying what, how much and when.
Have regular meetings to discuss any issues you or your roommates may have with your current arrangement. Lack of communication can lead to anger and passive aggression.
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If the money you spend in four years at a public college was a stack of pennies, it could reach more than 8.5 miles high, higher than most airplanes fly.
84% of college students have a credit card. 50% of them have 4 or more.
The average total debt for the Class of 2013 is $35,200.
There will be approximately $1,200,000,000,000 in circulation in 2013.
$67,000,000,000 in student loans were in default in 2011.
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University of Wisconsin-La Crosse
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La Crosse, WI 54601, USA
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