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    Saving vs. Investing


    Saving is as simple as keeping money safe in a savings account at a bank or credit union.  Other types of accounts could include certificates of deposit or money market accounts that gain interest at faster rates than simple savings accounts.  Try this Interest Calculator to see the results of long term saving.


    Investing money in the stock market or bonds will allow you to earn dividends that are much higher than the savings accounts a bank can offer you but if the market performs poorly you might loose money.

    For more information read Cash Courses article Understanding Saving Versus Investing.
    Types of bank accounts


    Checking accounts can be charged using checks, debit cards, or ATMs and are a good place to store money you want to spend and access.


    While not all checking accounts will earn interest, savings accounts almost always do.  Savings accounts are a good place for money you intend to hang on to for a while.

    Certificates of deposit

    A certificate of deposit (CD) is an agreement between you and your bank that you will leave a specific sum of money in that account for a specific amount of time.  At the end of the deposit period you will receive your money back with interest.  These accounts generally have the highest interest rates, and the more money you deposit, and the longer you put it in for, the higher the interest rate will be.

    Piggy Bank

    Thrifthing is a great way to save on things you probably already buy.  Below is a list of some of the thrift stores in the La Crosse area.

    If you want a more portable version here's the list on a bookmark.

    Treasures on Main Resale and Antiques

    722 Main St.
    La Crosse, WI
    (608) 785 - 0234

    Wee Repeat

    1732 Market St.
    La Crosse, WI
    (608) 785 - 7111

    The Second Showing

    1400 West Ave.
    La Crosse, WI

    Savvy Home Consignments

    1215 Oak Forest Dr.
    Onalaska, WI
    (608) 785 - 1220

    Boyer's Budget Furniture

    2100 West Ave.
    La Crosse, WI
    (608) 788 - 0535

    Habitat ReStore

    434 Third St. S
    La Crosse, WI
    (608) 785 - 2375

    Elite Repeat

    1601 Jackson St.
    La Crosse, WI
    (608) 784 - 6700

    Fine Things

    1300 Caledonia St.
    La Crosse, WI
    (608) 782 - 1722


    3945 Mormon Coulee Rd.
    La Crosse, WI
    (608) 783 - 2710


    200 Theatre Rd.
    Onalaska, WI
    (608) 783 - 1522

    Salvation Army Thrift Store

    728 Copeland Ave.
    La Crosse, WI
    (608) 782 - 6126

    Once Upon a Child

    3133 State Road 16
    La Crosse, WI
    (608) 779 - 5437

    Good Steward Resale Store

    2552 Rose St.
    La Crosse, WI
    (608) 779 - 9763

    What a Girl Wants Consignment

    311 13th St. N
    La Crosse, WI
    (608) 519 - 2350

    Plato's Closet

    3133 Wisconsin 16
    La Crosse, WI
    (608) 782 - 6822

    Past & Present Consignment

    1507 Caledonia St.
    La Crosse, WI
    (608) 782 - 0747

    Funky Junk N' More

    2113 Ward Ave.
    La Crosse, WI
    (608) 406 - 4949

    Rummage Around

    4341 Mormon Coulee Rd.
    La Crosse, WI
    (608) 796 - 0611

    Sequel Resale Shop

    117 6th St. N
    La Crosse, WI
    (608) 519 - 0343

    Sara's Treasure Shop

    112 Main St.
    Hokah, MN
    (507) 894 - 4015