Terms and Conditions of Financial
University of Wisconsin-La Crosse
Educational Services Credit Agreement
By checking “Agree”, I have read and
agree to the Terms and Conditions of Financial
on the WINGS registration page, I am
entering into this Agreement which will become effective on
the date captured by my electronic signature.
I would like to enroll in and attend classes at the
University of Wisconsin – La Crosse (UWL).
In order to attend classes at UW-L and remain registered for
classes, UW-L requires that I pay, in full, the amount of
any fees,tuition, housing and meal plan costs, and other
miscellaneous charges incurred in connection with my
attendance at UW-L, on the dates indicated by UW-L for each
semester (each such due date, a “Fee Due Date”)
I agree to use my WINGS account to obtain the most accurate
and current information regarding any amounts owed and Fee
Due Dates, to check that account monthly, and to read the
on-line published fee information located at the Cashier’s
Office website (http://www.uwlax.edu/cashiers)
each semester for additional date and payment information.
Although all amounts owed are payable on the relevant Fee
Due Date indicated for such amounts in WINGS, UW-L
recognizes that students, including myself, may not make
such payments in full on the relevant Fee Due Dates for each
semester. At its discretion and if certain requirements are
met, UW-L will extend credit to me to allow me to pay
certain past due amounts in installments.
This extension of credit will allow me to make payments in
monthly installments later in the semester.
All amounts owed must be paid in full prior to
registration for any future term.
Finance charges will be assessed on any amounts not paid by
the relevant Fee Due Date.
I am being asked to sign this Agreement now so that, in the
event that I am unable to pay the entire balance of fees,
tuition, housing and meal plans by the Fee Due Date for any
fall, winter intersession, spring or summer semester, UW-L
will extend credit to me on any eligible amounts.
The consequences of failure to pay amounts owed by the
relevant Fee Due Dates are outlined in the provisions below.
Terms of Agreement
In consideration of the extension of credit to me, from time
to time, by the Board of Regents of the University of
Wisconsin System, on behalf of UW-L, I hereby acknowledge
and agree as follows:
1. I agree that UW-L may, at its
discretion, extend credit to me for any fall, winter, spring
or summer semester
amounts, as detailed below:
(i) To qualify for the extension of credit for a given
semester, I must make a minimum $100 deposit on all fees
assessed or merchandise items or services purchased prior to
(ii) A finance charge at an annual percentage of 12% (1%
monthly periodic rate) will be assessed on the balance
subject to finance charge and such fee is due no later than
the Fee Due Date. The balance subject to
finance charge is computed by subtracting from the previous
balance outstanding at the beginning of the
billing cycle all payments received within 30 days of the
billing date, and adding any charges made during the
billing period. All monthly statements are payable upon
receipt (not to exceed 30 days from the billing date).
(iii) Any amounts due and unpaid by any Fee Due Date will
accrue interest as indicated in section 2(ii) from such
date. (Amounts will not accrue interest unless and until a
payment is missed.)
(iv) UWL has the right to deny credit for future semesters
without further notice to me.
2. Finance Charges & Amounts Owed. I
agree to pay:
(i) The amount of any and all fees, tuition, housing, and
meal plan charges, and any other charges related to
UW-L’s provision of educational services to me, assessed by
UW-L and charged to my WINGS account.
(ii) Interest on any unpaid amount of any and all fees,
tuition, housing, and meal plan charges and other charges
related to UW-L’s provision of education services to me,
from the Fee Due Date of each such amount
(as indicated in WINGS), until such amount shall be paid in
full, at a rate of 12% per year (1% per month;
provided, however, that interest will not accrue on any
amounts until the due dates indicated in WINGS.
(iii) Any other late charges (“Late Charges”) and collection
costs (“Collection Costs”) that may become due as
provided in this Agreement.
3. Prepayment. I may pay the
remaining balance on my account, in full, at any time to
avoid or reduce future finance
4. Term of Agreement. This Agreement
is effective as of the date signed below and will continue
to be in effect
time of study at UW-L.
5. Waiver of Notices, etc. I hereby
expressly and severally waive by myself as the debtor,
demand of payment,
for payment, notice of dishonor, notice of non-payment, and
all other notices except those required
by law, and I
further agree that this agreement is controlled by the
holding of Board of Regents of the University
System v. Mussallem 94 Wis.2d 657, 289 N.W. 2d 801 (1980),
and that UW-L may, without notice to
myself as the
debtor, and without affecting the liability of myself as the
debtor, renew and/or extend this
accept partial payment thereon, or settle or compromise the
amount due or owing.
6. Release of Information. I am
hereby being given notice and give my consent, as may be
required by law, (i) to allow
UW-L, at its
option, to report favorable and unfavorable credit
information pertaining to myself (i.e., credit ratings,
credit bureaus and other non-campus third parties and, (ii)
in the conduct of its credit granting and
activities, to release my Social Security Number to
non-campus third parties.
7. Marital Property Act. I understand
that, if I am married, credit will not be extended to me
under this Agreement
complete and return the Marital Property Act Form which will
be mailed to my home address.
8. Collection Costs & Late Fees. In
the event that I fail to timely comply with the payment
obligations detailed in this
further agree to pay all costs of collection incurred by
UW-L, including, but not limited to, collection
credit bureau fees, legal filing fees, service of process
fees, publication fees, witness fees, reasonable
and recording fees and to pay any late fees assessed by
UW-L. Collection Costs, at a rate of 35%,
assessed on any past due balance and will be added to my
account balance 30 days after my last term of
also understand that UW-L may certify my past due balance to
the Wisconsin Department of Revenue
and make a
claim for the total due against refunds, overpayments,
lottery payments, or vendor payments owed me
Department of Revenue or Department of Administration.
By agreeing to these terms and conditions on WINGS, I agree
that I have read and understand the terms of this Agreement
and I will be able to register for classes at UW-L.