University of Wisconsin-La Crosse | uwlax.edu

Financial Aid
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  • Direct loans

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    Federal Direct Student Loans

    UW-La Crosse participates in the Federal Direct Loan Program. With Direct Lending, the lender is the U.S. Department of Education.

    Federal Unsubsidized Loans

    • All loans must be repaid. Borrowing only what you need will reduce the amount that must be repaid when you are no longer in school.
    •  All students who wish to borrow from the Direct Loan Program must complete a Free Application for Federal Student Aid (FAFSA).
    •  The Financial Aid Office will process your FAFSA application and send you an e-mail notification when your financial aid is ready to review and accept in your WINGS student center.
    •  All first-time Direct Loan borrowers will need to complete the Direct Loan Master Promissory Note (MPN) and the federally required Entrance Loan Counseling before their Direct Loans will be disbursed. These requirements can be completed at www.studentloans.gov.
    • Graduate students are eligible for Federal Unsubsidized Loan.
    • For the 2015-16 academic year, the interest rate on the Federal Unsubsidized Loan is a fixed rate of 5.84% for graduate students with a 1.068% Origination Fee deducted from the loan before it is disbursed.

    Federal Graduate PLUS Loan


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