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    Additional Requirements for Federal Direct Subsidized and Unsubsidized Loans

    If you are a first-time borrower, you must:

    Complete the federally required Entrance Loan Counseling (ELC).

    Complete a Direct Loan Master Promissory Note (Direct Loan MPN).

    Both of these requirements can be completed at

    You will need your FSA ID (a user-selected username and password) in order to log-in to this website.

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