Domestic Partner Benefits for University of Wisconsin Employees
2009 Wisconsin Act 28 (state budget bill) expanded the rights of
people in both same-sex and opposite-sex domestic partnerships.
This expansion of rights includes eligibility for
employer-sponsored benefits.
State Group Health Insurance
Effective January 1, 2010, employees of the University of
Wisconsin System will be eligible to cover a same-sex or
opposite-sex domestic partner and the domestic partner's
children under a family health insurance policy. The earliest
possible coverage effective date for a domestic partner is
January 1, 2010.
In order to cover a domestic partner effective January 1, 2010,
you must submit a notarized
Affidavit of Domestic Partnership to the Department of
Employee Trust Funds (ETF) no later than December 30, 2009. You
must also submit a copy of the Affidavit and a completed
health
insurance application to your institution's payroll and
benefits office within 30 days of submitting the completed
Affidavit to ETF.
For additional information about how to enroll a domestic
partner under your family health insurance policy, please see
the "Health Insurance Eligibility & Enrollment" section of
ETF's
Domestic Partner Benefits FAQ.
IMPORTANT TAX IMPLICATIONS: If your domestic partner or your
partner's eligible dependents are not considered “tax
dependents” under federal law, the fair market value of the
health insurance benefits provided to your partner and partner’s
eligible dependents will be included in your gross income. This
amount is considered "imputed income." This will increase both
your taxable income and your tax liability. Under federal law, a
domestic partner cannot qualify as your spouse for purposes of
excluding employer-provided health benefits from your taxable
income. Unless your domestic partner qualifies as a dependent
under the Internal Revenue Code (IRC) §152, you will be taxed on
the fair market value of the cost of coverage provided to your
domestic partner.
The health insurance imputed tax/fair market value tables are
available on ETF's website. If you are covered under the WRS,
see the "State
- Active Employees" table. If you are not covered under the
WRS and have health insurance through the Graduate
Assistant/Short-Term Academic Staff health insurance program,
see the "State
- Graduate Assistants" table. If you have one non-tax
dependent on your family health insurance policy (ex. your
domestic partner), the fair market value is listed in the "1
non-tax Dependent" column. If you have two or more non-tax
dependents on your family health insurance policy (ex. your
domestic partner and your domestic partner's child), the fair
market value is listed in the "2 or more non-tax Dependents"
column. The amount listed in the column will be the amount added
to your taxable income to determine your tax liability for the
pay period in which you have a health insurance deduction. This
amount will also be reflected on your year-end tax statement as
"imputed income."
You may want to consult a tax advisor to help you determine how
imputed income will affect your tax liability. Please also see
IRS
Publication 501 to help you determine if your domestic
partner or domestic partner's children qualify as tax
dependents. For more information about imputed income, please
see the "Taxes" section of
ETF's
Domestic Partner Benefits FAQ.
Domestic Partner Coverage Availability
by Benefit Plan
Please see the
summary
of domestic partner benefits for information about domestic
partner coverage under all benefit plans.
Domestic Partner Coverage Prior to 2010
If you carry a domestic partner on any benefit plan that
currently offers domestic partner coverage, you do not need to
submit a new affidavit to keep your domestic partner on your
policy. Domestic partner coverage will automatically continue.
Plans that currently offer domestic partner coverage are Anthem
DentalBlue Dental Insurance, OptumHealth Vision Insurance,
Individual & Family Group Life Insurance and Accidental Death &
Dismemberment Life Insurance. For any domestic partner coverage
effective January 1, 2010 and after, you will be required to
submit an
Affidavit of Domestic Partnership to ETF to establish your
domestic partnership and then you will have 30 days from the
effective date of your domestic partnership with ETF to enroll
in domestic partner coverage under all plans.
Requirements of a Domestic Partnership
There are two different types of domestic partnerships -
unregistered and registered. An unregistered domestic
partnership is available to both same-sex and opposite-sex
couples in a domestic partnership. This is considered a domestic
partnership for employee benefits provided by Chapter 40 of
Wisconsin State Statute. A registered domestic partnership is
available only to same-sex couples. A domestic partner registry
was created by Chapter 770 of Wisconsin State Statute.
To qualify as unregistered domestic partners (available to
same‐sex and opposite‐sex domestic partnerships) under Chapter
40 of Wisconsin State Statute, two individuals must meet all of
the following criteria:
- Each individual is at least 18 years old and competent to enter into a contract;
- Neither individual is married to, or in a domestic partnership with, another;
- They share a common residence;
- Their partnership must not violate Wis. Stats. 765.03, which bars marriage between certain persons based on kinship and divorce;
- They must consider themselves to be members of each other’s immediate family;
- They must agree to be responsible for each other’s basic living expenses.
In order to be eligible for employee benefits outlined in Chapter 40 of Wisconsin State Statute, employees must meet all of the qualifications of an unregistered domestic partnership.
Employee benefits available under Chapter 40 include:
- State Group Health Insurance
- State Group Life Insurance
- EPIC Supplemental Dental and Excess Medical Insurance
- Anthem DentalBlue Dental Insurance
- VSP Vision Insurance
- Wisconsin Retirement System (WRS) Benefits
In order to enroll a domestic partner and domestic partner's children in any Chapter 40 benefits, an employee must submit a notarized Affidavit of Domestic Partnership directly to ETF and also submit a completed benefit enrollment application and a copy of the Affidavit of Domestic Partnership to the appropriate UW institution payroll and benefits office within 30 days of the domestic partnership effective date. If ETF receives a completed Affidavit by December 30, 2009, the domestic partnership will be effective January 1, 2010. If the Affidavit is received by ETF after December 30, 2009, the domestic partnership will be effective on the date that ETF receives the completed Affidavit.
IMPORTANT: If you registered your domestic partnership in
Wisconsin or any other state, you are still required to complete
ETF's
Affidavit of Domestic Partnership if you want to enroll your
domestic partner in State Group Health Insurance or any other
employee-sponsored benefits.
To qualify as registered domestic partners under Chapter 770 of
Wisconsin State Statute, two individuals must meet all the
following criteria:
- Each individual is at least 18 years old and competent to enter into a contract;
- Neither individual is married to, or in a domestic partnership with, another;
- The individuals share a common residence;
- The individuals are not related by blood in any way that would prohibit marriage under Wisconsin law;
- The individuals are members of the same sex; and
- The couple is registered with the Register of Deeds in
their county of residence.
Note: To register, domestic partners must: (a) apply for a declaration of domestic partnership to the County Clerk’s Office in the county where they have lived for 30 days prior to the date of application; and (b) file the signed and notarized Declaration in the Register of Deeds Office in the same county.
All the requirements regarding the Domestic Partner registry are
outlined in newly created
Chapter
770, Wis. Stats. The State of Wisconsin Vital Records Office
has also created a
Domestic Partner Registry FAQ for additional information.
Wisconsin Family Medical Leave Act
(WFMLA)
Effective on June 30, 2009 domestic partners are included under the Wisconsin Family and Medical Leave Act (WFMLA). This allows employees to request WFMLA leave to care for a seriously ill domestic partner or the domestic partner’s parents. It does not extend to children of the domestic partner unless the children are legally adopted by the employee. There is no domestic partner coverage available under federal FMLA leave provisions.
For detailed information about WFMLA domestic partner rights,
see the
summary of changes document. Please also see the main
FMLA
page for additional information.
Resources for More Information
See
ETF's domestic partner website for detailed information
about domestic partner coverage under employer-sponsored
benefits.
The complete text of
2009 Wisconsin Act 28 that provides for domestic partner
coverage. Chapter 40 of state statute determines who is eligible
for employee-sponsored benefits of state employees. The statutes
were amended to include domestic partners. The changes to
Chapter 40 begin on page 185 of the document.
Chapter
770 was added to state statute in order to define domestic
partnerships and create a domestic partner registry.
Fair Wisconsin created a
domestic partner reference guide as a resource that outlines
all of the changes in regards to domestic partnerships.
