your money... ...your future.


Smartphone Applications

Mint (Free)
Mint.com allows you to track, budget and manage your money all in one place, so you can see where you’re spending and where you can save. Open an account, add your bank, credit, loan and retirement accounts and Mint will automatically pull in and categorize your transactions. It’s safe, secure and easy to keep your personal finances 
Accounts 2 Checkbook ($1.99)
Accounts 2 is an easy to use application to replace your paper checkbook. With the Accounts 2 application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. All features of the Accounts 2 application are designed to be quick, clean, intuitive, and easy to use.
RetailMeNot (Free)
Imagine having a constantly refreshing stack of money-saving coupons with you wherever you go whenever you need it on your phone. At Home Depot? Got a coupon. Buying a new pair of jeans? Got a coupon. This app will save you money.
Coupon Sherpa (Free)
Finally, an application that provides hundreds of in-store coupons for many merchants right on your iPhone or iPod Touch. Save money on clothing, shoes, restaurants, electronics, travel, jewelry, sporting goods, books and more.
 
Coupon Closet (Free)
Do you love to shop for the latest fashions? Do you love to find great deals? Then we have a great app for you.
iPhone Screenshot 1 Fresh Expense (Free)
Whether you are very meticulous about your spending habits, or would like to start keeping better track of where your money is going, Fresh Xpense is for you. You will have to open a free account online (which can be easily done through the app) which will monitor your expenditures. Every time you spend money, put the details of the transaction into your Fresh Xpense app and it will automatically post it to the web site. After your transactions have been entered, you can go online at any time and look at detailed reports on how you are spending your money. It is an accrual based system so you can even keep track of your expenses over years!
iPhone Screenshot 2 Financial Football (Free)
The NFL and Visa have teamed up to create this engaging, interactive game, designed to improve financial literacy. With Financial Football, you can test your money management skills by answering financial questions. Correct answers will allow you to move down the field and score touchdowns. Fast-paced, fun and challenging for all ages, the game has three levels of play and puts you at the center of the action — giving you the ultimate personal finance workout. Challenge yourself, your friends or your class. It’s available for to play on your iPhone, iPod touch, iPad or at the Practical Money Skills website. It’s not whether you win or lose. It’s what you learn when you play.
iPhone Screenshot 2 Borrowing for College by USA Funds (Free)
This app has been created to better inform students who are taking out loans to pay for college. By starting with the salary you expect to earn after graduating, it will calculate the maximum amount of student loan payments you can afford to make.

Loan Shark ($4.99)
Designed to help you navigate the often treacherous waters of financial lending, Loan Shark provides a number of features that let you calculate and compare loans from different vendors. You can calculate any component of a loan, including payment, interest rate or loan amount, see the full Amortization Table for the loan’s lifespan and play with “what-if” scenarios that let you determine the effect of making extra, higher, or lower payments. Loan Shark can help you determine how long it will take to pay off that credit card, determine how close you are to paying off your mortgage, and compare the cost of different loans, among many other uses. Kudos to FoggyNoggin Software for an easy-to-use and good looking interface that works well on a mobile device.

Bonus feature: Lets you locate nearby banks using the iPhone’s location-awareness

Tiptap (Free)
One of the most straightforward tip calculators. Featuring a large custom keypad and a large picker wheel, it’s extremely finger friendly, a plus when when your dining companions are tapping on their wallets and waiting for you to tell them how much they owe. You can choose to enable rounding, splitting, or tax support and Tiptap works with multiple currencies and multiple languages (English, French, Spanish, Italian, Dutch, German, Swedish and Japanese).
Pennies ($2.99)
Pennies is a slick expense tracker with an interface that looks like it could have come straight from Apple. It doesn’t pretend to be a full-featured money manager like SplashMoney or PocketMoney but what it does do it does exceedingly well. It lets you quickly establish a monthly budget and record and track your daily expenses against it. Large finger friendly buttons and fun features such as a fuel gauge that indicates how much money is left in your budget make Pennies a joy to use. If you still rely on cash for your daily purchases and only want to make sure you are meeting your budget goals, Pennies is a good choice.
TapSave (Free)
Find unbelievable deals & coupons with up to 90% off retail prices. Unbelievable deals, up to 90% off in Fashion, Home Decor, Electronics, Kitchen & Pantry, and Beauty products.
CoupSource (Free)
Coupons for thousands of online and retail stores. Contributed and voted on by a community of thousands of deal savvy shoppers. Includes both online coupon codes (Promo codes) and store coupons (Printable coupons) for thousands of major retailers.
Checkbook ($1.99)
It's time to stop giving your bank free money from overdraft fees and nonsensical charges because of poor money management. Checkbook is an app you can use in place of a paper checkbook and makes it easier than you think to handle your finances. Make an impulse purchase today? That's okay, but don't forget to deduct it from your account balance. Even the online bank statements lag when posting transactions-- sometimes causing you to believe you have more money than you do.

Expense Manager (Free)

Can't handle your daily finance? Expense Manager is here to help.

Expense manager is great application for managing your expenses and incomes: 
• Tracking expenses and incomes by week, month and year as well as by categories
• Multiple accounts
• Schedule the payments and recurring payments
• Take a picture of receipt
• Payment alerts
• Budget
• Search and reports
• Import and export account activities
• Cloud (Android 2.2+) and SD Card backup
• Customize expense categories, payer/payer, payment methods, etc
• Charts
• Widgets