FINANCIAL AID PROGRAMS

Eligibility Requirements

Most financial aid programs are based on financial need. This is demonstrated by applying a federal need analysis formula to the student and family financial information provided on the Free Application for Federal Student Aid (FAFSA). Exceptions to the financial need requirement include the Wisconsin Academic Excellence scholarship, Counselor’s Choice scholarships, Return to Wisconsin scholarships, some UW-L Foundation scholarships, Federal Direct Unsubsidized Loans and Federal Parent Plus loans.

Admission to the university is a prerequisite to consideration for financial aid. Special non-degree students are not eligible for aid unless they are working toward an approved license or certificate.  

Students must demonstrate satisfactory academic progress in order to receive aid. Several other federal and state requirements need to be met in order to receive financial aid. These include proper citizenship status, registration with the Selective Service System, and not being in default on any federal student loan.

Application Procedures

All financial aid applicants must file the Free Application for Federal Student Aid (FAFSA) at www.fafsa.ed.gov. File the FAFSA by March 15 for priority consideration, although applications are accepted throughout the academic year. A paper version of the FAFSA is available by calling 1-800-433-3243 or selecting “FAFSA filing options’ at www.federalstudentaid.ed.gov

Students whose application is selected for verification by the United States Department of Education or the Financial Aid Office will be required to submit student and parent federal income tax returns to the Financial Aid Office. Other documents may also be required.

Notification Dates

Students who complete their application by the March 15 priority date can usually expect to receive a financial aid offer by July 15. Students who complete their application after March 15 will receive a financial aid offer as soon as possible after July 15. Applications received after June 1 may not be processed in time for students to receive their aid by the start of the fall semester. These students should be prepared to pay their initial expenses from their own resources.

Financial Aid Programs

Federal Pell Grant

These need-based grants are available to qualified undergraduate students.

Federal Supplemental Educational Opportunity Grant

        These need-based grants are available to qualified undergraduate  students.  

Wisconsin Higher Education Grant

These need-based grants are available to qualified undergraduate students who are Wisconsin residents.

Talent Incentive Program Grant

These need-based grants are available to qualified undergraduate students who are Wisconsin residents and demonstrate exceptional financial need.

Fund for Wisconsin Scholars

These need-based grants are available to select group of qualified lower income undergraduate students who are recent graduates of Wisconsin public high schools.

Return to Wisconsin Scholarships

These scholarships provide a 25% discount of non-resident tuition to children and grandchildren of UW-L graduates.

Non-Resident Fee Waivers

These need-based grants are available to residents of states other than Wisconsin and Minnesota

Wisconsin GI Bill Tuition Waiver

This program is available to eligible veterans who entered active duty as a Wisconsin resident, or a spouse or dependent of a deceased or disabled eligible veteran.

Wisconsin Study Abroad Grant

These need-based grants are available to Wisconsin residents who study abroad through the UW-L Office of International Education.

Wisconsin Academic Excellence Scholarship

This program is available to top students at Wisconsin high schools.  The program is administered by local school boards, the Wisconsin Department of Public Instruction and the Wisconsin Higher Educational Aids Board.

Counselors Choice Scholarships

These scholarships are available to new ethnic minority freshmen from Wisconsin and Minnesota and are administered by the UW-L Admissions Office. All qualified students will automatically be considered so no application is necessary.

Lawton Undergraduate Minority Retention Grant

These grants are available to statutorily defined ethnic minority sophomores, juniors and seniors who are in good standing academically and are residents of Wisconsin or Minnesota

Native American Indian Grants (Federal/Tribal/Wisconsin)

Native American students should file an application with their tribe.

Foreign Student Scholarships

These partial non-resident fee waivers are available to qualified international students. International students should file an application with the Office of International Education.

Academic Initiative Awards

These programs are student funded and offer funds to international students and students studying abroad. Students should file an application with the Office of International Education. Submission of a services plan does not necessarily guarantee that the student will receive an Academic Initiative Award.

Federal Direct Subsidized Loan

This loan is available to students who demonstrate financial need. Students borrow from the Department of Education and the federal government pays the interest while the student is in school and until six months thereafter. Interest is at a fixed rate. Repayment begins six months after the student ceases to be at least a half-time student.

Federal Direct Unsubsidized Loan

This loan does not require that the student demonstrate financial need as a result of filing the FAFSA. The terms are the same as the Federal Direct Subsidized Loan except that the student is responsible for all interest charges from the date of disbursement of the loan forward. Interest is at a fixed rate of 6.8%.

Federal Perkins Loan

This need-based loan is available to qualified students who demonstrate exceptional financial need. The loan is interest-free as long as the student is at least a half-time student. Repayment begins nine months after the student ceases half-time enrollment. Limited funding.

Federal Direct Parent PLUS Loan

Parents of dependent undergraduate students are eligible to borrow from the Department of Education under this program. To apply, visit www.uwlax.edu/finaid. Parents must be credit-worthy. 

Emergency Short Term Loan

These loans are for emergency purposes only. The applicant must have completed at least one semester at UW-L, be in good academic standing and be a full-time student.  Apply at the Student Financial Aid Office.

Federal Work-Study Program

This need-based program provides on-campus and off-campus employment to qualified students. Students who do not qualify for Federal Work-Study can work on campus on the regular student help payroll. These students should apply at academic departments and administrative units. Students can also search for off-campus jobs in the private sector at the Financial Aid Office Web site at www.uwlax.edu/finaid.

UW-L Scholarships

The UW-L Foundation awards several hundred scholarships each year to incoming freshmen and continuing students. For more information or an application, go to www.foundation.uwlax.edu/sch.html or contact the UW-L scholarship coordinator at (608) 785-8491.

Private Scholarships
The UW-L Foundation awards several hundred scholarships each year to incoming freshmen and continuing students.
        For more information or an application, go to www.foundation.uwlax.edu/sch.html or contact the UW-L scholarship
        coordinator at (608) 785-8491.