Benefits at a glance
Below is a brief description of the benefits offered at UW-La Crosse. Click the heading for more information including eligibility, plan costs, etc. Some benefits programs offered at UW-La Crosse vary slightly based on employee type. It is helpful to know your appointment percentage and employee type to make the best use of this benefits information.
Wisconsin Retirement System (WRS) provides retirement (pension) benefits to UW System employees and to most public employees across the State of Wisconsin. Participation is automatic for all eligible employees, with coverage beginning on the first day an employee is eligible. The required employee and employer contribution rates are updated annually. The employee share is deducted on a pre-tax basis. You may not opt out of the WRS.
Tax-Sheltered Annuity 403(b) Program and the Wisconsin Deferred Compensation Program are supplemental retirement savings plans that allow you to set aside money for retirement on a pre-tax or post-tax (Roth) basis, with no employer matching.
State Group Health Insurance offers comprehensive medical and prescription drug coverage to eligible employees and their family members. The State Group Health Insurance program offers four plan designs to select from. Pharmacy benefits are included in each plan design at no additional cost. Uniform Dental benefits may be added on for a minimal cost. Some WRS-eligible employees may also be eligible for an opt-out incentive if they choose not to enroll in state group life.
EPIC Benefits+ is a supplemental insurance plan that offers dental, hospital and surgery, accidental death and dismemberment coverage, and a vision discount program, along with the option to purchase additional vision insurance.
Dental Wisconsin is a supplemental dental plan that offers comprehensive dental coverage. Dental Wisconsin offers two plan options, providing you and your family the opportunity to utilize a broad network and choose a dental benefit that meets your needs.
VSP Vision Insurance is a supplemental vision plan. Benefits include one vision examination and one set of corrective lenses per calendar year and one set of frames every other calendar year.
Flexible Spending Account (FSA) and Health Savings Account (HSA) are voluntary programs that allow you to establish accounts to reimburse certain expenses, including medical, dental, and child care expenses. These accounts allow for pre-tax payroll savings.
Federal Health Insurance Marketplace (or Exchange)
is an option for individuals to obtain private health insurance. The UW System is required to provide all employees with a notice of the availability of the Health Insurance Marketplace. In addition to information about the Health Insurance Marketplace, the Notice also includes required information on health insurance coverage available through your employment at the UW System. Please take a few moments to review your Marketplace Notice.
State Group Life, Individual and Family Group Life, and UW Employees, Inc. Life are the three voluntary life insurance plans available to most UW-La Crosse employees. Each has a unique premium/coverage table based on age and/or income.
University Insurance Association (UIA) Life is a life insurance program that carries one annual deduction and is mandatory for those faculty and academic staff employees who qualify.
Accidental Death & Dismemberment (AD&D) is voluntary coverage that pays benefits for accidental death or dismemberment injuries.
Income Continuation Insurance (ICI) is a voluntary disability insurance program that provides you with income while you are temporarily or permanently unable to work due to short- and long-term disabilities. Premiums are based on salary and university contribution to premiums is dependent upon waiting period selected (faculty and academic staff) and accumulated sick leave balance (university staff).
UW-La Crosse offers a variety of paid leave including sick leave, personal holiday, legal holiday, and vacation to eligible employees. Leave time allocated is dependent upon employee type and appointment percentage. For more information about leave time feel free to contact Human Resources.