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Melody Harvey is an Assistant Professor of Consumer Science at University of Wisconsin–Madison. She is a social scientist who studies how public policies affect financial capability among economically vulnerable populations. Her current research encompasses three main domains: (1) assessing the effects of K–12 financial education policies on youth and young adults’ financial outcomes across different socioeconomic groups; (2) investigating how financial regulations affect alternative financial services use; and (3) examining heterogeneities in consumer policy implementation. Previously, she was a National Poverty Fellow at IRP (2018–2020), which she served in residence at OPRE in Washington, DC.