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BENEFIT CHANGE: Income Continuation Insurance Coverage Levels

Posted 8:12 a.m. Tuesday, Nov. 21, 2023

ICI Change

In November 2022, the Group Insurance Board approved changes to the Income Continuation Insurance (ICI) Program that will go into effect on February 1, 2024.

The changes consolidate the separate standard and supplemental coverage levels into a single coverage level. The goal is a simplified program that is easier to understand and administer. 

Currently, standard coverage only covers an employee’s earnings up to $64,000 per year. An employee whose annual earnings are more than that amount can elect supplemental coverage to cover their full earnings, up to a maximum of $120,000 per year.

Beginning February 1, 2024, employees enrolled in the ICI Program will have their full earnings, up to $120,000 per year, covered automatically. Employees will no longer be required to apply for supplemental coverage if or when their earnings exceed $64,000 per year.

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