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A page within International Education & Engagement

F-1 and J-1 Students

Healthcare in the United States can be very expensive. All J-1 and F-1 international students and scholars are required to enroll in the UWL/UW System health insurance plan for the duration of their stay at UWL. 

Wellfleet supported by Gallagher provides medical insurance to all UWL international students and scholars. This coverage does not include vision or dental. If students wish to enroll in an optional vision or dental insurance plan they must enroll separately. 

It is extremely important to know how to use this insurance to ensure injuries and illnesses can be covered. Unpaid healthcare bills can cost thousands of dollars that will be your responsibility. Additionally, unpaid medical bills may be sent to a collections agency and may even impact future visits to the U.S.

UWL students, with their student id's, should always try to visit the Student Health Center on campus first before utilizing a healthcare facility in the community. The Student Health Center offers quality care at a discounted price for students. If you visit a healthcare facility off campus, make sure to bring your insurance card. When visiting a health care facility off campus, please ask the facility to make a copy of your insurance card for their records. Also, ask if there are any forms you need to sign to make sure the healthcare facility can send your information to the health insurance company. 

To access your health insurance account which includes your insurance policy, id card, claim processing information, etc. please visit AND 


Health insurance is also available for dependents. Please meet with your international student & scholar advisor to learn more.