Loan consolidation

A page within Financial Aid

Consolidation lets the borrower combine all of their Direct and/or Stafford loans into a single loan.

Students who are in school are not eligible to consolidate their loans.

Students may consolidate while they are either in their grace period or in repayment. Consolidating during a grace period can result in losing some of the grace period but waiting until the loans are in repayment will result in a higher interest rate.

More information about consolidation of loans